100% Financing with “0” down


7 or 21 years terms

The new 21 year “Solar Jackpot Loan” is like three 7 year term loans back to back to back, so you get the lowest rates and lowest monthly payments available. A 21 year term is divided into three 7 year fixed periods.  When the rate adjusts at the start of the next 7 year term, it resets to the then-current seven year US Treasury rate, plus 3.25%.  Each rate adjustment can increase by no more than 2.5% over the previous rate in effect.

Things to expect:
• Fast and easy application process
• 100% financing including installation costs for solar PV, battery storage, and other projects
• Online INSTANT approvals (for well qualified borrowers) up to $30k
• Maximum residential loan amounts up to $100k
• No prepayment penalty
• Option of one FREE loan re-amortization (at borrower’s request, typically done after applying tax credit to the loan)

Generations Credit





5 or 20 years Fixed terms

The time for solar is now and PSCCU is here to provide low-cost financing to homeowners throughout the state of Washington.

With an Energy-Smart Loan you can reduce your carbon footprint and reduce your utility bills year round. By participating in this program, you can get help with your solar financing needs as well as any other energy efficiency projects, with loans up to $50,000*.

PSCCU – is proud to be Washington’s Green Credit Union our solar program (to date) has helped over 7100 homeowners become solar citizens, created living wage jobs and these solar projects will generate 17000 Megawatts of electricity over their lifetime in addition to sequestering the same amount of carbon as 13843 acres of forest per year.

Interest Rate Type: Fixed

Annual Percentage Rate: 4.25% – 9.84%

Maximum Loan Amount: $50,000

Project Financing: 100%

Maximum Term: upto 240 months

Origination Fees: Yes

Annual Fee: None

Prepayment Penalty: None

Application Methods: Phone, in-person (4 locations), or online

Typical Turnaround Time: Credit decision: instant to 2 days.

Funding: 3 to 5 days.